Business Lines Of Credit
Access flexible funding when you need it with our revolving lines of credit, allowing you to draw capital as needed and pay interest only on what you use.
Benefits
Draw funds only when you need them
Pay interest only on the amount you use
Revolving credit - as you repay, funds become available again
Lines from $5,000 to $500,000 based on business performance
Build business credit with responsible usage
Fast access to funds when opportunities or emergencies arise
Eligibility Requirements
At least 6 months in business
Minimum $5,000 in monthly revenue
Credit score of 560+ (better terms with higher scores)
Business bank account with at least 3 months history
No major tax liens or judgments
1
Application
Complete our simple online application with basic business information
2
Qualification
Connect your business accounts for quick verification of revenue and expenses
3
Activation
Get approved and gain immediate access to your line of credit
Frequently Asked Questions
How is a line of credit different from a term loan?
A line of credit gives you access to a pool of funds that you can draw from as needed, paying interest only on what you use. A term loan provides a lump sum upfront that you repay over a fixed period.
How quickly can I access funds from my line of credit?
Once your line is established, you can typically access funds within 1-2 business days of making a draw request, with some lenders offering same-day funding.
Are there draw fees or maintenance fees?
Some lines of credit charge draw fees (when you withdraw funds) or maintenance fees (monthly or annual charges). We're transparent about all fees, which vary by lender and your business profile.
What can I use my line of credit for?
Business lines of credit can be used for virtually any business expense: inventory purchases, payroll, marketing campaigns, equipment repairs, cash flow gaps, or taking advantage of unexpected opportunities.
Ready To Apply?
Get started with your Business Line Of Credit application today and take the first step toward growing your business.
We provide streamlined business funding solutions tailored to your company's specific needs and goals.
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