Equipment Financing

Acquire essential business equipment with specialized financing that uses the equipment itself as collateral, preserving your working capital and other credit lines.

Apply For Equipment Financing

Benefits

Finance up to 100% of equipment costs with minimal down payment

Fixed monthly payments for easy budgeting

Tax advantages through Section 179 deductions

Both new and used equipment eligible for financing

Builds business credit with timely payments

Conserves working capital for other business needs

Eligibility Requirements

At least 1 year in business preferred
Credit score of 600+ (options available for lower scores)
Equipment must have clear business purpose
Equipment should have useful life exceeding the financing term
Down payment may be required for startups or lower credit profiles

1

Equipment Selection

Identify the equipment you need and get a quote from the vendor

2

Application

Submit a simple application with basic business information and equipment details

3

Approval & Purchase

Upon approval, we pay the vendor and you begin making payments while using the equipment

Frequently Asked Questions

What's the difference between equipment loans and leases?

With an equipment loan, you own the equipment at the end of the term. With a lease, you typically return the equipment unless you exercise a purchase option. Each has different tax and accounting implications.

What types of equipment can be financed?

Almost any business equipment can be financed, including vehicles, heavy machinery, office equipment, medical devices, kitchen equipment, computers, and specialized industry-specific tools.

How long are typical equipment financing terms?

Terms generally range from 2 to 7 years, depending on the expected useful life of the equipment. Typically, the term shouldn't exceed the time the equipment will remain productive.

Can startups qualify for equipment financing?

Yes, startups can qualify, though they may require a larger down payment or stronger personal credit. The equipment itself serves as collateral, which makes lenders more comfortable financing newer businesses.

Ready To Apply?

Get started with your Equipment Financing application today and take the first step toward growing your business.

Get Funded Now

We provide streamlined business funding solutions tailored to your company's specific needs and goals.