Real Estate Financing
Specialized DSCR loans and hard money options focused on property income rather than personal finances, ideal for investment properties.
Benefits
No personal income verification required - qualification based on property cash flow
Fast closing timelines compared to traditional mortgages
Financing available for non-owner occupied investment properties
Options for fix-and-flip, rental properties, and commercial real estate
Loan amounts from $100,000 to $5 million+
Competitive rates for income-producing properties
Eligibility Requirements
Property must have positive debt service coverage ratio (DSCR)
Property should be in marketable condition or have viable renovation plan
Minimum credit score requirements (typically 650+)
Experience in real estate investing preferred but not always required
Down payment or existing equity (typically 20-30% of property value)
1
Financial Analysis
Submit property details and receive preliminary funding options
2
Documentation
Provide property financials, purchase agreement, and renovation plans if applicable
3
Closing
Receive approval, complete any required inspections, and close on your financing
Frequently Asked Questions
What is a DSCR loan?
A Debt Service Coverage Ratio loan qualifies borrowers based on the property's ability to generate income rather than the borrower's personal income. The property's rental income must be sufficient to cover the mortgage payment plus other expenses.
How quickly can I close on real estate financing?
Hard money and DSCR loans typically close much faster than conventional financing, often within 1-3 weeks compared to 45+ days for traditional mortgages.
Can I finance properties that need renovation?
Yes, we offer financing options specifically for fix-and-flip projects that include both the purchase price and renovation costs in a single loan.
What types of properties can be financed?
We finance residential investment properties (1-4 units), multi-family buildings, mixed-use properties, and commercial real estate including retail, office, and industrial spaces.
Ready To Apply?
Get started with your Real Estate Financing application today and take the first step toward growing your business.
We provide streamlined business funding solutions tailored to your company's specific needs and goals.
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